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Alpha •v0.0X

Live Credit Intelligence

Turn quarterly reviews into real-time insights. Automated Financial Deltas, MD&A Analysis, and Leverage Analytics.

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For DI HY1 • Set up in minutes
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Auto • Live
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Quarterly deltas
Q3
Q2
Q1
Q4'24
<60s Insight Latency
From upload to deltas and ratios in under a minute.
Memo-Ready Output
One click to DOCX/PDF with audit trail.
Hands-off Monitoring
Thresholds, alerts, and covenant checks 24/7.

Everything you need

Automate the repetitive 80% so you can focus on judgment calls

Financial Delta Engine

YoY/QoQ deltas with auto commentary. Segment call-outs and margin analysis in plain English.

Ratio Tracker

Real-time leverage, coverage, and liquidity metrics with trend arrows and threshold alerts.

Covenant Watch

Facility-level monitoring with breach simulations and early alerts.

Memo Exports

One-click PDF/DOCX exports with versioned audit trails.

Data Integrations

FactSet(future), CapIQ(future), or Excel uploads. Filing and PR detection out of the box.

Audit Trail

Every calc timestamped and versioned. Full provenance for compliance.

Simple workflow

From data ingestion to memo export in three steps

1

Connect data

Upload financials or sync with FactSet/CapIQ. Set covenant thresholds once and forget.

2

Auto-analysis

Delta engine calculates YoY/QoQ changes. Ratios update in real-time.

3

Export memos

Dashboard cards become prose. One click to PDF/DOCX.

Bank-grade security

Compliant by design

Every calculation is timestamped, versioned, and auditable. Street data stays with vendors—we only store derived analytics.

Versioned exports

Full history of every memo and calculation

Data isolation

Vendor data never leaves their systems

Audit trails

Complete provenance for peer review

Ready to automate your coverage?

Replace quarterly fire drills with continuous monitoring

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